Cost Of Living Flyer – Check here for an approximate cost of living in Fort Collins.

INTO CSU Payment Information

It is very important to know how to pay any bills from INTO CSU and CSU so that you are able to register for classes and progress or graduate.

CSU and INTO CSU bill separately. INTO CSU will bill the following items:

  • Tuition and fees for Academic English and Pathways
  • Housing for Westfall Hall and Parmelee Hall
  • Late registration fees
  • Miscellaneous fees
    • Refund wire fees
    • Express mail fees
    • Airport transfer
    • Late payment fees
    • Deferral fees
    • Cancellation fees

How To See Your Bill

Currently, INTO CSU does not grant students access to see their INTO CSU bill on-line. You can either email to request your statement or you can speak to a member of the finance team during walk-in hours. The Welcome Desk staff in Spruce Hall can tell you when office hours are.

How to Pay Your Bill

  • Cash: come to Spruce Hall to pay a member of the finance team
  • Check: bring a check from your bank to Spruce Hall to pay a member of the finance team
  • Pay Online: The online payment portal allows you to pay in your local currency from any location via bank transfer, debit/credit card and online banking (some restrictions may apply). INTO CSU Online Payment Instructions.
  • Bank Wire: see below for INTO CSU’s bank wire information
Wire Information
Account Name: INTO CSU LLC
Bank Name: HSBC Bank USA, N.A.
Address: 452 Fifth Avenue New York, NY 10005
Account Number: 000274291
You must quote “CSU INTO”, your student ID# and your name, as stated on your passport on the wire document.


Please be aware that banking fees may be deducted from the amount submitted, by both the sending and the receiving banks. It is advisable to include these fees with your payment; otherwise, you will be required to pay the fees on your arrival at INTO Colorado State University. In the event the University or INTO CSU incurs bank or credit card fees on such payments, where these charges have been incurred through no fault the University or INTO CSU, these fees/charges will be added to the Student’s account so that the University and INTO CSU receive payment in full.

Questions? Come to Spruce Hall OR contact

Payment Holds

It is very important to check your RAMweb account to see if you have holds. If you have a hold, you will not be able to register for class.

If you have an NF (INTO Financial) Hold, it means you have a financial obligation at INTO CSU. Please call 970.492.4686, email, or go to Spruce Hall to talk with a member of the finance team.


Your RamCard is your personal ID card on campus and is your ticket to just about everything at Colorado State University. Learn all about how your RamCard will help you succeed at:

RamCash can be added to any RamCard to buy food, beverages, and services on campus. RamCash accounts can be opened with as little as $25 and there are no set-up fees, transaction fees, or minimum balance fees. RamCash accounts remain active and rollover as long as you are at CSU.


Using Money in the US

It is important to keep track of your money while you are in Colorado. You will need to make sure that you have access to money to pay any school, housing, or food bills that you have while living here.

US Currency

US Money

The currency in the United States is the US Dollar (US $). It is divided into one hundred cents (100 cents). Bills are issued in $100, $50, $20, $10, $5, and $1. Coins are called a quarter (25 cents), a dime (10 cents), a nickel (5 cents), and a penny (1 cent). You should not carry large amounts of cash with you. However, plan to carry some smaller bills and change with you when you first arrive in the US for food, phone calls, and other inexpensive purchases.

In the US, the most widely accepted credit cards are VISA and MasterCard. It is not easy for international students to obtain credit cards in the US. It is best to apply for a credit card in your home country. You may use a Plus, Cirrus, Interlink, or Star Network bank card to withdraw cash from your credit or debit account. Cash machines (ATMs) are located in the airport, on the CSU campus, and around Fort Collins.

Bank Information

Having a bank account in the United State will make your life a lot easier. It is important to choose a bank that fits you. There are multiple banks around Fort Collins including US Bank, Wells Fargo, and First National Bank. It is best to find a bank that is used to working with international students and is close to campus. Make sure you check with your agent or your bank in your home country to see if they have any recommendations.  You need two pieces of picture identification (passport and student ID card), your local mailing address, and money to open an account.

Banks in Fort Collins:

Here are a few tips to open a bank account:

*First National Bank
Lory Student Center
(970) 495-9555

Chase Bank
2000 S. College
(970) 622-7603

First Bank
2315 South College Ave.
(970) 493-1700

Key Bank
300 W. Oak St.
(970) 482-3216

US Bank
400 S. Howes

Wells Fargo
401 S. College
(970) 482-1100

  1. Go to the bank directly – Do not open it online or on the phone
  2. Ask about their international plans
  3. Ask about student accounts
  4. Compare multiple banks before making your final choice
  5. Feel free to ask INTO CSU any questions or concern you have

*First National Bank is the official bank of Colorado State University. CSU has many ATM locations on campus as well as a bank branch on campus.

First National Bank CSU

Tips to Save Money

One simple rule can help you a lot when it comes to your money management: you need to spend less money than you have coming in.

The best way to tell how much money you are spending is with a budget. A budget is a record of how much money you have coming in, such as your salary, or student loan money, and payments that you make, like rent, groceries, and entertainment. Write down all your monthly expenses. You also need to include things that happen annually such as holiday gifts, license plate tag renewal. Then figure out how much money each month you will have to spend on each budget item. Be sure to set aside 10% into savings for emergencies or retirement.

There are many online budget tools to help you keep track. See which one fits your needs.

Other simple money saving tips:

  • Make a monthly budget and stick to it – do not buy anything on an impulse
  • Always pay your bills on time to avoid late fees
  • Walk, bike, or use public transportation instead of owning a car
  • Shop where they offer student discounts and be sure to have your student ID with you when you shop or go out to eat
  • Live with roommates to lower the cost of living – everyone can split the rent and utilities evenly
  • Take advantage of free campus entertainment instead of going out in town